If you are paying rent, you are building equity for the landlord, not yourself.
People, who are risk averse, generally treat fixed rate as the best mortgage rate.
Commercial real estate investors just starting out and those who are seasoned must never do the work of a professional to whom you can pay small amounts of money when compared to the amount of money that can be made on a single deal.
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For those buyers who claim to have already been pre-qualified, take down the name of their lender and verify it before taking any further steps. |