Though it is possible to get a mortgage even with a bad credit rating, precaution is always better than cure.
By owning an asset such as a building or business, you immediately improve your FICO credit score.
The officer usually just pre-screens or pre-qualifies the borrower before sending the application to the lender.
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A property typically faces foreclosure when the homeowner is financially distressed and is unable to repay the loan. |
